Private Credit. Asset-Backed. Business-Purpose.
Short-term real estate capital built on discipline, structure, and collateral — not speculation.
LUVK Capital provides business-purpose, asset-backed real estate financing designed for investors who value certainty, speed, and risk control.
What We Do
Private Credit Infrastructure
LUVK Capital operates as a private credit platform, supporting short-term real estate transactions through disciplined underwriting, capital placement, and loan servicing.
Our role extends beyond lending — we manage the full lifecycle of a loan, from origination to payoff, ensuring alignment between borrowers, assets, and capital partners.
Our Process
- Business-purpose real estate loans
- Non-owner-occupied properties
- Short-term bridge financing
- Asset-backed, first-lien positions
- Conservative leverage structures
Who This Is For
Capital partners engage with LUVK Capital for structured exposure to short-term, asset-backed real estate credit. Our platform emphasizes:
- Experienced real estate investors
- Short-term bridge needs (6–12 months)
- First-lien, asset-backed transactions
- Clear exit via sale or refinance
Capital for Business-Purpose Real Estate Transactions
We work with experienced real estate investors seeking short-term capital for acquisitions, bridge scenarios, land opportunities, and time-sensitive transactions.
All financing is structured around the asset, the exit, and the business purpose of the transaction.
Disciplined Access to Private Credit
Capital partners engage with LUVK Capital for structured exposure to short-term, asset-backed real estate credit.
Our platform emphasizes:
- First-lien security
- Conservative loan-to-value ratios
- Short durations
- Active servicing and oversight
OUR PHILOSOPHY
Structure Over Speculation
In private credit, structure matters more than optimism.
LUVK Capital prioritizes disciplined underwriting, clearly defined exits, and asset-first risk management — building repeatable systems rather than chasing volume.
What We Are Not
LUVK Capital provides business-purpose financing only. We do not offer consumer loans or owner-occupied residential financing. All transactions are asset-backed and subject to underwriting and approval.